Back to Case Studies
Retail / Hospitality / Commerce

Payment & Integration Infrastructure

Building operational payment workflows and integration infrastructure for modern businesses with unified visibility and automated reconciliation.

Unified
View of all payments
1 day
Month-end close (was 7)
15+
Locations connected
Real-time
Transaction visibility

The Challenge

Fragmented Payment Systems Across 15 Locations

Businesses needed flexible payment infrastructure, modern integrations, and operational visibility across transactions and reconciliation workflows. With different payment processors at different locations, there was no unified view of the business.

“
Month-end close took a full week. We had to manually pull reports from 15 different systems.

Payment Landscape

15
Locations
4
Different Processors
7
Reconciliation Days

Operational Bottlenecks

Fragmented payment systems with no unified view
Manual reconciliation taking 5-7 days monthly
Limited reporting capabilities across locations
Integration complexity preventing growth
Operational blind spots in transaction flows
Chargeback tracking spread across systems

Technical Architecture

Unified Payment Infrastructure

Payment Hub
Processor
Stripe
POS
Square
POS
Clover
Gateway
PayPal
Accounting
QuickBooks
Settlement
Banks

Infrastructure Components

Payment Gateway Layer

Unified API abstracting multiple processors

Reconciliation Engine

Automated matching of transactions to settlements

Real-time Monitoring

Live transaction visibility across all locations

Reporting Dashboard

Unified analytics and business intelligence

Chargeback Management

Centralized dispute tracking and response

Webhook Processing

Real-time event handling from all providers

Transaction Flow Architecture

1
Transaction
POS captures payment
2
Normalize
Data standardized
3
Aggregate
Centralized storage
4
Reconcile
Auto-match settlements
5
Report
Real-time dashboards

The Solution

Modern Payment Infrastructure

Origineer designed payment and operational integration infrastructure including payment integrations, reconciliation workflows, operational reporting, transaction visibility, API infrastructure, and automation workflows.

Unified payment architecture across all processors
Automated transaction reconciliation workflows
Real-time operational reporting dashboards
Complete transaction visibility and search
Robust API infrastructure for extensibility
Automated chargeback tracking and alerts

Implementation

1

Payment System Audit

2 weeks
  • Document all payment processors
  • Map transaction flows
  • Define data normalization schema
2

Integration Layer

4 weeks
  • Build unified gateway API
  • Implement webhook handlers
  • Create data normalization pipeline
3

Reconciliation Engine

3 weeks
  • Automated matching algorithms
  • Exception handling workflows
  • Settlement tracking
4

Dashboards & Reporting

2 weeks
  • Real-time monitoring dashboard
  • Reporting and analytics
  • Alerting and notifications

Business Outcomes

Operational Transformation

85%
85%
Faster Reconciliation
Monthly close reduced from 7 days to 1 day
Unified
Unified
Transaction View
All 15 locations visible in a single dashboard
Real-time
Real-time
Visibility
Live transaction monitoring across all systems
Month-end Close
Before
7 days
→
After
1 day
Reconciliation
Before
Manual
→
After
Automated
Reporting
Before
4 systems
→
After
1 dashboard

Financial Impact

6 days
Saved on monthly close
$50K+
Annual labor savings
99.9%
Reconciliation accuracy
24/7
Transaction monitoring

Technology Stack

Frontend
Next.jsReact
Backend
Node.js
Database
PostgreSQL
Cache
Redis
Payments
Stripe APISquare API
Banking
Plaid
Infrastructure
AWSVercel
“
Modern businesses need modern payment infrastructure. Let's unify your payment operations.
Book a Discovery CallView More Case Studies